Personal Accident Insurance
Workers’ compensation, or employers’ liability insurance, is compulsory in some countries. The Assured person shall have the right of compensation should he due to a violent external and visible means sustain any accidental bodily injury.
- Personal accident insurance policies provides financial support in the event of the policyholder becoming unable to work because of disabling illness or injury. It provides monthly support to help to pay his obligations.
- Long-term disability insurance covers an individual’s expenses for the long term, up until such time as they are considered permanently disabled and thereafter.
- Disability overhead insurance allows business owners to cover the overhead expenses of their business while they are unable to work.
- Total permanent disability insurance provides benefits when a person is permanently disabled and can no longer work in their profession, often taken as an adjunct to life insurance.
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